Explore Ways for Canadians to Bank in the US (2024)

Manage Your Money on Both Sides of the Border

Stay on top of your accounts with online, mobile, telephone and ATM banking

Transfer Money, Pay Bills and More

  • Easily Move Money
  • Link Your Accounts
  • Deposit U.S. Checks
  • Pay U.S. Bills Online
  • Tap and Go
  • Redeem Avion Rewards
  • Easily Move Money
  • Link Your Accounts
  • Deposit U.S. Checks
  • Pay U.S. Bills Online
  • Tap and Go
  • Redeem Avion Rewards

Explore Ways for Canadians to Bank in the US (1)

Easily Move Money

Transfer money between your RBC Canadian and U.S. accounts instantly and for free1Legal Disclaimer (opens in popup) in online banking or on the RBC Mobile App.

See How Easy It IsOpens Modal window

Explore Ways for Canadians to Bank in the US (2)

Link Your Accounts

With a single sign-in, view your RBC U.S. and Canadian accounts and transfer funds back and forth.

How to Link Your Accounts

Explore Ways for Canadians to Bank in the US (3)

Send money to friends & family

With no Interac eTransfer in the U.S., it can be challenging to send money person-to-person. If you have a U.S. cell phone or SIM card, you can use your U.S. bank account to transfer funds to other U.S. accounts in online banking or with U.S. third-party apps such as Venmo, Apple Cash, Cash App or PayPal39Legal Disclaimer (opens in popup) — an option not available with a Canadian U.S. dollar account.

Learn About Moving Money

Explore Ways for Canadians to Bank in the US (4)

Deposit U.S. Checks

U.S. Remote Deposit is a convenient, secure, and free way to use your desktop, tablet or mobile device to deposit U.S. dollar checks into your RBC Bank checking or savings account. Just sign in to U.S. online banking or the RBC Mobile app and take a picture of your check to make your deposit.

Learn More About Depositing Checks

Explore Ways for Canadians to Bank in the US (5)

Pay U.S. Bills Online

Easily pay U.S. bills online at any time, from Canada or the U.S. Eliminate U.S. wire transfers and bank drafts at the branch. No more tricky conversions or complicated steps.

Learn More About Paying U.S. Bills

Explore Ways for Canadians to Bank in the US (6)

Simply Tap Your Card to Pay

No need to sign a receipt or input your PIN. Simply tap your card or Apple mobile wallet to pay and go! With an embedded chip for contactless payments, your RBC Bank Visa Debit card, credit card or mobile wallet pass your payment details wirelessly - making checkout in the U.S. fast, easy and secure.

Explore Ways for Canadians to Bank in the US (7)

Redeem Avion Rewards

Enjoy the rewards you want—like gift cards to your favorite restaurant or store, travel, or cash back24Legal Disclaimer (opens in popup).

Sign-In to online banking Manage Your Credit Card

Get cash at 50,000+ no fee ATMs2Legal Disclaimer (opens in popup) in all 50 states!

Search for a No-Fee ATM near you:

Manage Your Account Online, Anytime

Enjoy convenient access to your accounts in online banking and the RBC Mobile app.

Manage Your Account

Manage Your U.S. Credit Card and Avion Rewards

A U.S. credit card from RBC Bank offers the protection, travel perks and convenience you deserve.

Manage Your Credit Card

Simplify Your Recordkeeping

Switch your paper statements to electronic statements and get convenient, 24/7 access in RBC online banking

Get Started With eStatements

24/7 Security

We’re at the forefront of cyber security and use the latest and most advanced technology to keep your information secure - no matter when or how you bank.

Learn About Security at RBC Bank

Common Questions

  • Online banking
  • Getting Cash
  • Making Deposits
  • Paying Bills
  • Transferring Money

How do I link my RBC Bank and RBC Royal Bank online accounts for single sign-in?

Can I transfer money between my RBC Bank accounts and accounts I have with other U.S. financial institutions?

What does RBC Bank online banking and Bill Pay offer?

How do I enroll in online banking?

How do I link my Canadian and U.S. online accounts for single sign-in?

How do I get cash while I am in the U.S.?

Where can I find the nearest no-fee ATM?

What happens if I withdraw cash using non-RBC ATMs?

Does RBC Bank charge ATM fees?

How do I deposit money in my U.S. bank account?

How do I deposit a check using my mobile device?

How do I make an ATM Deposit in the U.S.?

What is U.S. Remote Deposit?

What is the RBC Bank routing (institution, or ABA) number?

How do I pay my U.S. bills using RBC Bank online banking?

How do I make automated (ACH) payments?

What types of bills can I pay with RBC Bank Online Bill Pay?

How do I check the current exchange rate before I make a transfer between my U.S. and Canadian RBC accounts?

How do I dispute an electronic fund transfer transaction?

How do I transfer money between my Canadian and U.S. accounts?

How do I receive a wire transfer?

Is there a limit to the amount I can transfer between my RBC Royal Bank and RBC Bank accounts?

How do I send a wire transfer?

View FAQs

Explore Ways for Canadians to Bank in the US (2024)

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